The Simple Plan That's Helped Millions Go from Broke to Millionaire
Follow these 7 steps in order – no skipping ahead! – and watch your money problems disappear forever
Get $1,000 in the bank as fast as you can! Sell stuff, work extra hours, whatever it takes. This stops you from going into debt every time life happens.
Time to get mad at your debt! List everything from smallest to largest and attack that smallest debt with everything you've got. It's all about momentum!
Now you're debt-free! Time to beef up that emergency fund to 3-6 months of expenses. This is your "I don't care what happens" money.
Here's where you start building serious wealth! Invest 15% of your income in good growth stock mutual funds. Your future self will thank you!
If you have kids, start saving for their college. Use ESAs or 529 plans. But remember – your retirement comes first! You can't borrow for retirement.
Throw every extra dollar at your mortgage! Imagine having NO house payment. That's when wealth-building gets really fun!
You made it! Now you can build outrageous wealth and give generously. Live like no one else, so you can GIVE like no one else!
Want all the details? This PDF breaks down each Baby Step so you know exactly what to do. Millions of people have used this exact plan to go from broke to wealthy!
These calculators will show you exactly how the Baby Steps work and help you plan your path to wealth
See how Baby Step 4 can make you a millionaire! Watch compound interest work its magic on your retirement dreams.
Dream about your retirement! See how the Baby Steps can help you retire with dignity and wealth.
Ready for Baby Step 6? See how paying off your house early can save you tens of thousands in interest!